Ramirez Hardwood Flooring

Floor Covering and Counter Tops · Des Moines, WA · License #RAMIRHF858C4

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License facts

Ramirez Hardwood Flooring is one of 14 Floor Covering and Counter Tops contractors registered in Des Moines, registered with WA L&I since 2015. Registered longer than roughly half of Floor Covering and Counter Tops contractors in Des Moines. Current filings: $15,000 surety bond (continuous) and $1,000,000 liability coverage through Dec 13, 2026.

License type: CONSTRUCTION CONTRACTOR
Effective date: Feb 24, 2015
Expiration date: Jun 18, 2028
UBI: 603479882
Business type: Individual
Phone: (818) 370-8744
Location: Des Moines, WA 98198

Source: WA L&I contractor registration — verified Aug 14, 2026. Applies to every row above.

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Bond & insurance on file

Bond firm	Amount	Effective	Expiration
Nationwide Mutual Ins Co	$15,000	Apr 6, 2025	Continuous — until canceled
Western Surety Co	$6,000	Aug 3, 2018	Canceled Sep 20, 2024

Insurance company	Amount	Agency	Effective	Expiration
Liberty Northwest Ins Corp	$1,000,000	ISU Insurance Solutions	Dec 13, 2023	Dec 13, 2026

What the bond and insurance requirements mean for homeowners

A $15,000 surety bond, filed with the Department of Labor & Industries, is a condition of registration for specialty contractors in Washington (general contractors file $30,000). This contractor's current filing shows a $15,000 bond.

The bond is a limited fund a homeowner (or subcontractor or supplier) can make a claim against, through the courts, if a registered contractor fails to meet its obligations on a job. Contractors must also keep general liability insurance on file — at least $50,000 in property damage and $200,000 in public liability coverage, or a $250,000 combined single limit — which covers damage the contractor causes, not workmanship disputes. The rows above are the bond and insurance filings L&I publishes for this registration; whether a specific filing applies to a specific project depends on its dates and terms.

Principals

Name	Start date
Christophermoises Ramirez	Feb 24, 2015

What is a Floor Covering and Counter Tops contractor licensed to do in Washington?

A floor covering and countertop specialty contractor is registered with WA L&I to install carpet, vinyl, laminate, hardwood, and other floor coverings, as well as countertops. The specialty registration is limited to this trade. Washington requires a $15,000 surety bond and general liability insurance for this registration. Washington currently lists 14 Floor Covering and Counter Tops contractors registered in Des Moines.