F&L Painting

Painting/Wallcovering · Des Moines, WA · License #FLPAIP*740L5

F&L Painting is one of 43 Painting/Wallcovering contractors registered in Des Moines, registered with WA L&I since 2026. Current filings: $15,000 surety bond (continuous) and $1,000,000 liability coverage through Jun 16, 2027. Principals on record since 2026.

How confident can you be in F&L Painting?

Are they licensed, bonded, and insured?

Active license, $15,000 bond and $1,000,000 liability on file — checked against WA L&I records, updated daily.

Source:License facts on this pageVerify at WA L&I

Are they who they say they are?

Not yet verified — F&L Painting hasn't claimed this listing. Own this business? Claim it free.

Do other pros stand behind them?

No endorsements yet from other licensed contractors in Des Moines.

Do they have jobs on record?

Not yet measured — F&L Painting hasn't run jobs through Subser. Performance data comes from real jobs, not reviews.

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License facts

License type
CONSTRUCTION CONTRACTOR
Effective date
Jun 25, 2026
Expiration date
Jun 25, 2028
UBI
605096595
Business type
Individual
Phone
(425) 623-7160
Location
Des Moines, WA 98198

Source: WA L&I contractor registration — checked Nov 10, 2026. Applies to every row above.

Registration is current through Jun 2028.

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Bond & insurance on file

Bond firmAmountEffectiveExpiration
Western Surety Co$15,000Jun 16, 2026Continuous — until canceled
Insurance companyAmountAgencyEffectiveExpiration
Liberty Mutual Ins Co$1,000,000—Jun 16, 2026Jun 16, 2027
What the bond and insurance requirements mean for homeowners

Registration as a specialty contractor in Washington requires a $15,000 surety bond on file with the Department of Labor & Industries; the general contractor requirement is $30,000. This contractor's current filing shows a $15,000 bond.

The bond is a limited fund a homeowner (or subcontractor or supplier) can make a claim against, through the courts, if a registered contractor fails to meet its obligations on a job. Contractors must also keep general liability insurance on file — at least $50,000 in property damage and $200,000 in public liability coverage, or a $250,000 combined single limit — which covers damage the contractor causes, not workmanship disputes. The rows above are the bond and insurance filings L&I publishes for this registration; whether a specific filing applies to a specific project depends on its dates and terms.

Principals

NameStart date
Lorena Jazmin Munoz HernandezJun 25, 2026
What is a Painting/Wallcovering contractor licensed to do in Washington?

A painting and wallcovering specialty contractor is registered with WA L&I to apply paint, stain, sealers, and wallcoverings to interior and exterior surfaces. As a specialty contractor, the registration covers this trade only; work in other trades requires a separate registration or a general contractor. A $15,000 surety bond and general liability insurance, filed with WA L&I, are required for this registration. Washington currently lists 43 Painting/Wallcovering contractors registered in Des Moines.

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Subser doesn't have reviews or star ratings. This page shows F&L Painting's WA L&I record — registration status, bond and liability coverage, and principals on file — plus any endorsements from other licensed contractors.

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Built from Washington State L&I public records, updated Nov 10, 2026. Subser doesn't do star ratings or reviews — just verified records.