Expert Hardwood Floors

General · Covington, WA · License #EXPERHF920DM

Expert Hardwood Floors is one of 274 General contractors registered in Covington, registered with WA L&I since 2008. Registered longer than roughly 75% of General contractors in Covington. Current filings: $30,000 surety bond (continuous) and $1,000,000 liability coverage through Mar 13, 2027.

How confident can you be in Expert Hardwood Floors?

Are they licensed, bonded, and insured?

Active license, $30,000 bond and $1,000,000 liability on file — checked against WA L&I records, updated daily.

Source:License facts on this pageVerify at WA L&I

Are they who they say they are?

Not yet verified — Expert Hardwood Floors hasn't claimed this listing. Own this business? Claim it free.

Do other pros stand behind them?

No endorsements yet from other licensed contractors in Covington.

Do they have jobs on record?

Not yet measured — Expert Hardwood Floors hasn't run jobs through Subser. Performance data comes from real jobs, not reviews.

Subser doesn't do star ratings or reviews — just verified records. What do these mean?

License facts

License type
CONSTRUCTION CONTRACTOR
Effective date
Mar 14, 2008
Expiration date
Jun 7, 2028
UBI
602812852
Business type
Individual
Phone
(425) 200-7677
Location
Covington, WA 98042

Source: WA L&I contractor registration — checked Sep 28, 2026. Applies to every row above.

Registration is current through Jun 2028.

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Bond & insurance on file

Bond firmAmountEffectiveExpiration
American Contractors Indem CO$30,000Mar 25, 2026Continuous — until canceled
American Contractors Indem CO$6,000Jul 19, 2017Continuous — until canceled
American Contractors Indem CO$12,000Mar 21, 2023Mar 26, 2026
Insurance companyAmountAgencyEffectiveExpiration
Ohio Security Ins Co$1,000,000Humble Insurance Group IncMar 13, 2014Mar 13, 2027
What the bond and insurance requirements mean for homeowners

Registration as a general contractor in Washington requires a $30,000 surety bond on file with the Department of Labor & Industries. This contractor's current filing shows a $30,000 bond.

The bond is a limited fund a homeowner (or subcontractor or supplier) can make a claim against, through the courts, if a registered contractor fails to meet its obligations on a job. Contractors must also keep general liability insurance on file — at least $50,000 in property damage and $200,000 in public liability coverage, or a $250,000 combined single limit — which covers damage the contractor causes, not workmanship disputes. The rows above are the bond and insurance filings L&I publishes for this registration; whether a specific filing applies to a specific project depends on its dates and terms.

Principals

NameStart date
Sergey Mihaylovich MoraruMar 14, 2008
Nadiya Ivanovna MoraruApr 28, 2010
What is a General contractor licensed to do in Washington?

A general contractor in Washington is registered with the Department of Labor & Industries to perform or oversee work in multiple building trades. General contractors can take on whole projects — remodels, additions, new construction — and can hire specialty subcontractors for individual trades. A $30,000 surety bond and general liability insurance, filed with WA L&I, are required for this registration. Washington currently lists 274 General contractors registered in Covington.

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Subser doesn't have reviews or star ratings. This page shows Expert Hardwood Floors's WA L&I record — registration status, bond and liability coverage, and principals on file — plus any endorsements from other licensed contractors.

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Built from Washington State L&I public records, updated Sep 28, 2026. Subser doesn't do star ratings or reviews — just verified records.