Overlay Painting

Painting/Wallcovering · Bellingham, WA · License #OVERLP*849BD

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License facts

Overlay Painting is one of 87 Painting/Wallcovering contractors registered in Bellingham, registered with WA L&I since 2016. Registered longer than roughly half of Painting/Wallcovering contractors in Bellingham. Current filings: $15,000 surety bond (continuous) and $1,000,000 liability coverage through Aug 12, 2027.

License type: CONSTRUCTION CONTRACTOR
Effective date: Jan 4, 2016
Expiration date: Jan 6, 2027
UBI: 602175098
Business type: Individual
Phone: (360) 510-3014
Location: Bellingham, WA 98226

Source: WA L&I contractor registration — verified Aug 14, 2026. Applies to every row above.

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Bond & insurance on file

Bond firm	Amount	Effective	Expiration
American Contractors Indem CO	$15,000	Nov 11, 2024	Continuous — until canceled
American Contractors Indem CO	$6,000	Jan 14, 2016	Nov 12, 2024

Insurance company	Amount	Agency	Effective	Expiration
Gotham Ins Co	$1,000,000	Vern Fonk Ins Services Inc	Aug 12, 2026	Aug 12, 2027
Continental Cas Co	$1,000,000	Vern Fonk Ins Services Inc	Aug 18, 2025	Aug 18, 2026

What the bond and insurance requirements mean for homeowners

A $15,000 surety bond, filed with the Department of Labor & Industries, is a condition of registration for specialty contractors in Washington (general contractors file $30,000). This contractor's current filing shows a $15,000 bond.

The bond is a limited fund a homeowner (or subcontractor or supplier) can make a claim against, through the courts, if a registered contractor fails to meet its obligations on a job. Contractors must also keep general liability insurance on file — at least $50,000 in property damage and $200,000 in public liability coverage, or a $250,000 combined single limit — which covers damage the contractor causes, not workmanship disputes. The rows above are the bond and insurance filings L&I publishes for this registration; whether a specific filing applies to a specific project depends on its dates and terms.

Principals

Name	Start date
Dylanspencer Charrier	Jan 4, 2016

What is a Painting/Wallcovering contractor licensed to do in Washington?

A painting and wallcovering specialty contractor is registered with WA L&I to apply paint, stain, sealers, and wallcoverings to interior and exterior surfaces. As a specialty contractor, the registration covers this trade only; work in other trades requires a separate registration or a general contractor. Washington requires a $15,000 surety bond and general liability insurance for this registration. Washington currently lists 87 Painting/Wallcovering contractors registered in Bellingham.