Joshua Lopez

A $15,000 surety bond, filed with the Department of Labor & Industries, is a condition of registration for specialty contractors in Washington (general contractors file $30,000).

The bond is a limited fund a homeowner (or subcontractor or supplier) can make a claim against, through the courts, if a registered contractor fails to meet its obligations on a job. Contractors must also keep general liability insurance on file — at least $50,000 in property damage and $200,000 in public liability coverage, or a $250,000 combined single limit — which covers damage the contractor causes, not workmanship disputes. The rows above are the bond and insurance filings L&I publishes for this registration; whether a specific filing applies to a specific project depends on its dates and terms.

Gutter contractors install, repair, and replace the gutters and downspouts that collect roof runoff and route it away from the foundation. Typical work includes fabricating seamless gutters on site, rerouting downspouts, and adding leaf guards. Washington requires a $15,000 surety bond and general liability insurance for this registration. Washington currently lists 4 Gutters/Downspouts contractors registered in Bellingham.