Flat Floors

Floor Covering and Counter Tops · Bellingham, WA · License #FLATF**031OZ

Flat Floors is one of 39 Floor Covering and Counter Tops contractors registered in Bellingham, registered with WA L&I since 1997. Registered longer than roughly 75% of Floor Covering and Counter Tops contractors in Bellingham. Current filings: $15,000 surety bond (continuous) and $300,000 liability coverage through Oct 20, 2027.

How confident can you be in Flat Floors?

Are they licensed, bonded, and insured?

Active license, $15,000 bond and $300,000 liability on file — checked against WA L&I records, updated daily.

Source:License facts on this pageVerify at WA L&I

Are they who they say they are?

Not yet verified — Flat Floors hasn't claimed this listing. Own this business? Claim it free.

Do other pros stand behind them?

No endorsements yet from other licensed contractors in Bellingham.

Do they have jobs on record?

Not yet measured — Flat Floors hasn't run jobs through Subser. Performance data comes from real jobs, not reviews.

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License facts

License type
CONSTRUCTION CONTRACTOR
Effective date
Sep 9, 1997
Expiration date
Jul 24, 2028
UBI
601816368
Business type
Individual
Phone
(360) 961-6185
Location
Bellingham, WA 98227

Source: WA L&I contractor registration — checked Sep 26, 2026. Applies to every row above.

Registration is current through Jul 2028.

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Bond & insurance on file

Bond firmAmountEffectiveExpiration
Western Surety Co$15,000Dec 9, 2025Continuous — until canceled
Hudson Insurance Company$15,000Dec 10, 2024Canceled May 20, 2026
Western Surety Co$15,000Jul 24, 2024Canceled Dec 11, 2024
Western Surety Co$6,000Dec 11, 2023Jul 24, 2024
Insurance companyAmountAgencyEffectiveExpiration
Ohio Security Ins Co$300,000LIBERTY MUTUAL AGENCY CORPOct 20, 2016Oct 20, 2027
What the bond and insurance requirements mean for homeowners

Registration as a specialty contractor in Washington requires a $15,000 surety bond on file with the Department of Labor & Industries; the general contractor requirement is $30,000. This contractor's current filing shows a $15,000 bond.

The bond is a limited fund a homeowner (or subcontractor or supplier) can make a claim against, through the courts, if a registered contractor fails to meet its obligations on a job. Contractors must also keep general liability insurance on file — at least $50,000 in property damage and $200,000 in public liability coverage, or a $250,000 combined single limit — which covers damage the contractor causes, not workmanship disputes. The rows above are the bond and insurance filings L&I publishes for this registration; whether a specific filing applies to a specific project depends on its dates and terms.

Principals

NameStart date
Johnny Andrew MurdockJan 1, 1980
What is a Floor Covering and Counter Tops contractor licensed to do in Washington?

A floor covering and countertop specialty contractor is registered with WA L&I to install carpet, vinyl, laminate, hardwood, and other floor coverings, as well as countertops. The specialty registration is limited to this trade. A $15,000 surety bond and general liability insurance, filed with WA L&I, are required for this registration. Washington currently lists 39 Floor Covering and Counter Tops contractors registered in Bellingham.

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Subser doesn't have reviews or star ratings. This page shows Flat Floors's WA L&I record — registration status, bond and liability coverage, and principals on file — plus any endorsements from other licensed contractors.

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Built from Washington State L&I public records, updated Sep 26, 2026. Subser doesn't do star ratings or reviews — just verified records.